详情介绍
中文
63100 – 保险代理人和经纪人
保险代理人和经纪人向个人、企业和公共机构销售人寿、汽车、财产、健康和其他类型的保险。保险代理人受雇于个别保险公司或为特定保险公司的独立代表。保险经纪人受雇于经纪公司，也可以合伙或独资经营。保险代理人的主管包括在本单元组中。
标题索引
- 汽车保险代理人
- 汽车保险推销员/女
- 地区主管-保险办公室
- 现场代理-保险
- 火险代理人
- 火险推销员/女
- 一般保险代表
- 团体保险代表
- 保险代理人
- 保险代理主管
- 保险经纪人
- 保险销售代理人
- 保险销售代表
- 保险销售主管
- 保险推销员/女
- 人寿保险代理人
- 人寿保险代表
- 人寿保险推销员/女
主要职责
该小组履行以下部分或全部职责：
- 向客户销售车险、火险、健康险、人寿险、财产险、海险、飞机险等各类保险
- 建立客户保险范围，计算保费并确定支付方式
- 提供有关团体和个人保险套餐、风险范围、支付的福利和其他保单特点的信息
- 确保完成适当的表格、体检和其他政策要求
- 监控保险索赔并回应客户的查询
- 识别并招揽潜在客户。
就业要求
- 需要获得就业所在省或地区的保险管理机构颁发的执照。
- 提供在职培训和保险行业课程和培训计划，并且是就业所必需的。
- 通常需要完成中学学业。
附加信息
- 通过加拿大保险和财务顾问协会完成的教育课程允许保险和财务顾问获得不同级别的专业称号。
- 通过加拿大保险协会或其省级同行完成教育课程后，代理人将获得专业认可，成为加拿大保险协会 (AIIC) 的准会员或加拿大保险协会 (FIIC) 的会员。
- 通过经验可以晋升到保险管理职位。
排除
- 保险经理（10020保险、房地产和金融经纪经理）
- 保险承销商（12202）
- 监事、金融保险上班族（12011）
English
63100 – Insurance agents and brokers
Insurance agents and brokers sell life, automobile, property, health and other types of insurance to individuals, businesses and public institutions. Insurance agents are employed by individual insurance companies or are independent representatives of specific insurance companies. Insurance brokers are employed by brokerage firms, or may work in partnerships or hold sole proprietorship. Supervisors of insurance agents are included in this unit group.
Index of titles
- Automobile insurance agent
- Automobile insurance salesman/woman
- District supervisor - insurance office
- Field agent - insurance
- Fire insurance agent
- Fire insurance salesman/woman
- General insurance representative
- Group insurance representative
- Insurance agent
- Insurance agent supervisor
- Insurance broker
- Insurance sales agent
- Insurance sales representative
- Insurance sales supervisor
- Insurance salesman/woman
- Life insurance agent
- Life insurance representative
- Life insurance salesman/woman
Main duties
This group performs some or all of the following duties:
- Sell automobile, fire, health, life, property, marine, aircraft and other types of insurance to clients
- Establish client insurance coverage, calculate premiums and establish method of payment
- Provide information concerning group and individual insurance packages, the range of risk coverage, benefits paid and other policy features
- Ensure appropriate forms, medical examinations and other policy requirements are completed
- Monitor insurance claims and respond to clients' enquiries
- Identify and solicit potential clientele.
Employment requirements
- Licensure by the insurance governing body in the province or territory of employment is required.
- On-the-job training and insurance industry courses and training programs are provided and are required for employment.
- Completion of secondary school is usually required.
Additional information
- Completion of educational courses through the Canadian Association of Insurance and Financial Advisors allows for various levels of professional designations for insurance and financial advisors.
- Completion of educational programs through the Insurance Institute of Canada or its provincial counterpart entitles agents to professional recognition as an Associate of the Insurance Institute of Canada (A.I.I.C.) or Fellow of the Insurance Institute of Canada (F.I.I.C.).
- Progression to insurance management positions is possible through experience.
Exclusions
- Insurance manager (in 10020 Insurance, real estate and financial brokerage managers)
- Insurance underwriters (12202)
- Supervisors, finance and insurance office workers (12011)
