详情介绍
中文
11102 – 财务顾问
财务顾问就投资、现金管理和遗产规划等财务决策向个人提供咨询。他们根据客户的目标制定个人财务计划，并指导他们实施建议的策略，这些策略可能会随着情况的发展而调整。他们受雇于银行、信托公司和投资公司，或者他们可能是个体经营者。
标题索引
- 客户经理
- 助理财务顾问
- 副投资顾问
- 银行顾问
- 认证理财师
- 财务顾问
- 财务顾问
- 理财规划师
- 财务安全顾问
- 金融服务顾问
- 金融服务顾问
- 投资专家
- 个人理财顾问
- 个人财务规划师
- 个人投资顾问
- 个人投资顾问
- 证券分析师 - 个人财务
- 证券顾问
- 财富顾问
主要职责
该小组履行以下部分或全部职责：
- 为客户制定个人财务计划，涵盖现金管理、财务、保险、投资、退休和遗产规划、税务和法律事务
- 分析客户的财务记录，设定目标并制定财务策略
- 建议客户实施财务计划以帮助他们实现目标
- 还可以根据持有的许可证安排购买和销售金融产品和投资，并监控投资组合以确保其质量和盈利能力
- 可能有助于扩大业务和吸引新客户。
就业要求
- 通常需要工商管理、商业、经济学或相关领域的学士学位。
- 可能需要加拿大财务规划师标准委员会授予的认证财务规划师称号。
- 要销售受监管的金融产品和投资，例如年金、RRSP 和人寿保险，需要获得相应管理机构的许可。
- 在魁北克需要获得财务规划师认证。
- 加拿大证券协会、加拿大银行家协会、特许金融分析师协会、投资基金协会、加拿大财务规划协会和加拿大信托公司协会等金融机构和组织提供各种培训计划和课程，并且可能需要雇主。
附加信息
- 随着经验的积累，有可能晋升到财务管理职位。
- 虽然这些职位需要高度的培训和资格，但担任这些职位的人必须不断更新技能并追求专业发展。
排除
- 金融与投资分析师（11101）
- 其他财务人员（11109）
- 证券代理人、投资交易商和经纪人（11103）
- 金融和商业服务经理（1002）
English
11102 – Financial advisors
Financial advisors counsel individuals on financial decisions such as investments, cash management, and estate planning. They establish personal financial plans according to clients’ objectives and guide them through the implementation of the proposed strategies that may be adjusted as the situation evolve. They are employed by banks, trust companies and investment firms, or they may be self-employed.
Index of titles
- Account manager
- Associate financial advisor
- Associate investment advisor
- Banking advisor
- Certified financial planner
- Financial advisor
- Financial consultant
- Financial planner
- Financial security advisor
- Financial services advisor
- Financial services consultant
- Investment specialist
- Personal finance advisor
- Personal financial planner
- Personal investment advisor
- Personal investment counsellor
- Securities analyst - personal finances
- Securities counsellor
- Wealth advisor
Main duties
This group performs some or all of the following duties:
- Develop personal financial plans for clients covering cash management, finances, insurance coverage, investments, retirement and estate planning, taxes and legal matters
- Analyze clients' financial records, set goals and develop a financial strategy
- Advise clients on implementing the financial plan to help them achieve their goals
- May also arrange for the purchase and sale of financial products and investments depending on the licence held, and monitor the portfolio to ensure its quality and profitability
- May help to expand business and attract new clients.
Employment requirements
- A bachelor's degree in business administration, commerce, economics or a related field is usually required.
- The designation Certified Financial Planner, awarded by the Financial Planners Standards Council of Canada, may be required.
- To sell regulated financial products and investments, such as annuities, RRSPs and life insurance, a licence is required from the appropriate governing body.
- Certification as a Financial Planner is required in Quebec.
- Various training programs and courses are offered by financial institutes and organizations, such as the Canadian Securities Institute, Institute of Canadian Bankers, CFA Institute, Investment Funds Institute, Canadian Institute of Financial Planning, and Trust Companies Institute of Canada, and may be required by employers.
Additional information
- Progression to financial management positions is possible with experience.
- While these kinds of positions require a high degree of training and qualifications, persons who occupy them must continually update their skills and pursue professional development.
Exclusions
- Financial and investment analysts (11101)
- Other financial officers (11109)
- Securities agents, investment dealers and brokers (11103)
- Managers in financial and business services (1002)
